Fund Performance, Verified
Every fund claims to beat the index.
See which ones actually do.
Indexed performance, risk-adjusted returns, capture ratios, and month-by-month consistency — for every SIF fund, benchmarked against Nifty 50 and Nifty 500.
SIF Fund
+9.7%
Nifty 50
−7.5%
Period
9 months
One record, three lenses
Every fund on this site is read the same three ways — nothing selectively favourable.
Performance
Indexed performance
Every fund and benchmark rebased to the same starting line, so a ₹50 NAV and a ₹500 NAV read on equal terms.
Risk
Capture ratios & drawdown
How much of the market's gains a fund keeps, how much of its losses it avoids, and the worst peak-to-trough along the way.
Consistency
Monthly return heatmap
Every month, every year, shaded by size — where a headline CAGR hides a run of bad quarters, this shows it.
Background
What is a Specialized Investment Fund?
A SIF is a SEBI-regulated category, live since April 2025, sitting between mutual funds and PMS. It gives asset managers room for long-short, derivative, and multi-asset strategies that a plain-vanilla mutual fund isn’t allowed to run — with a minimum investment of ₹10 lakh per AMC, tracked at the PAN level.
Regulated, pooled, transparent
Runs under SEBI's mutual fund regulations, with the same disclosure and oversight standards investors already trust.
Tailored, strategy-driven flexibility
Room to run long-short, sector-rotation, and multi-asset strategies a standard mutual fund mandate can't touch.
Entry point: ₹10 lakh minimum · SIP/STP allowed to build up over time.
| Parameter | Mutual Fund | SIF | PMS |
|---|---|---|---|
| Ticket size | ₹500+ | ₹10 lakh+ | ₹50 lakh+ |
| Strategy flexibility | Limited, plain-vanilla | Long-short, sector rotation | Fully customised |
| Structure | Pooled | Pooled (investment strategy) | Individual demat account |
| Regulation | SEBI MF Regulations | SEBI MF Regs (SIF framework) | SEBI PMS Regulations |
Strategy types
Each strategy is run like a standalone product, with its own disclosures.
Taxation at a glance
- Equity-oriented (>65%)
- LTCG 12.5% (holding >12 months), STCG 20%
- Debt-oriented
- Taxed at the investor’s slab rate
- Fund level
- Nil tax under Section 10(23D)
Indicative only — confirm current rates with a tax advisor before investing.
Is a SIF right for you?
- •Comfortable with moderately complex products
- •Want strategies beyond plain-vanilla mutual funds
- •Not yet at PMS ticket size, but want more control
- •Long-term, high-conviction investment horizon
SIFs carry high risk and are subject to market risk. This is background information, not investment advice — read the methodology behind the numbers on this site, or compare live fund data.
Latest Insights
Commentary and explainers on fund performance and risk metrics — how to read the numbers, not just the numbers themselves.